The line between
what you think you know
and what your books actually say.
Fifty hygiene checks on your QuickBooks, running continuously.
Miscodings, weird invoices, and cash surprises surfaced the same day — not at month-end.
23 uncategorized · FedEx miscoded · cash trend masked until month-end.
Surfaced, explained, and fixable before Friday.
Runway · 30-day trailing
7.2months
This week's briefing
“Shipping costs drifted +23% over 60 days. Three FedEx invoices are booked to Office Supplies — this is masking the real trend.”
What Hubricon actually catches.
Vendor quietly raised prices
A vendor charged 23% more than their 3-month average — flagged the day the bill posted.
Receivable aging past 30 days
A $12,400 invoice sitting 31 days overdue. Surfaced before it drifts into 60+.
Line item miscoded
Shipping on a FedEx bill booked to Cost of Goods instead of Freight-Out. Caught and explained.
Cash dropped with no posting
Bank balance dropped $8,000 in a day with no matching QuickBooks entry. Reconciliation gap flagged.
Duplicate bill posted
The same $3,200 invoice entered against two different vendors. One A/P, one Operating Expenses.
Owner’s draw miscategorized
A $4,500 owner distribution booked as a business expense — inflates your P&L, hides the equity move.
See what lands in your inbox every Monday.
Summary
Revenue grew 8.4% this week ($42,300 vs $39,020 last week). Net profit margin improved to 22.5%, up from 19.1%. Two items need your attention below.
Shipping costs anomaly
Shipping expenses hit $5,166 this month, 23% above your 3-month average of $4,200. This started after switching to ExpressShip Co on Jan 15. Consider renegotiating or reverting.
Overdue receivables
3 invoices totaling $18,400 are now 30+ days overdue. The largest ($12,000 from Coastal Distributors) is 45 days past due. Suggested: send follow-up today.
Cash Position
Current balance: $267,500 across 2 accounts. At your current burn rate, you have 7.2 months of runway. This improved from 6.8 months last week.
Monday, 7am
One page of prose. What moved, what to watch, what to fix this week.
Category Breakdown (MTD)
Continuous
Expenses ranked against their 3-month baseline. Spikes explained in a sentence.
Current
$24,600
30-60 days
$18,400
60+ days
$6,200
Top Overdue Invoices
Coastal Distributors
Mountain View Retail
Summit Wholesale
Receivables
Every unpaid invoice, bucketed by age. The ones bleeding into 60+ days marked red.
A fractional CFO gives you three hours a month. Hubricon runs every minute of it.
50+
Hygiene checks
running continuously
24/7
Coverage
not quarterly reviews
5 min
Setup time
OAuth to QuickBooks
$199
Starting monthly
vs $3–7K for a fCFO
What $5,000/month gets you from a fractional CFO. What $199/month gets you from Hubricon.
Fractional CFO — $5,000/mo
You get three hours of a smart person’s time, a PDF that lands after the month is already closed, and a calendar invite to talk about what already happened. Then the invoice lands.
- —Three hours of their time per month.
- —A review of last month’s numbers, after the fact.
- —A PDF and a follow-up call you schedule around them.
- —A $3,000–$7,000 invoice at the end of every month.
Hubricon — from $199/mo
We don’t replace your accountant. We give you the layer that sits on top — the intelligence that used to require a six-figure hire, delivered the day the line items post.
- +Monitoring your books 24/7, not reviewing them quarterly.
- +Anomalies surfaced the day they post — not the month after.
- +A weekly briefing in plain English, tailored to your business.
- +Cancel in one click. No contract, no six-month minimum.
See how your books actually score.
Free Financial Health Score. No account needed — just answer a few questions and see where you stand against other QuickBooks-using SMBs in your revenue bracket.
Fair questions. Direct answers.
Priced against your revenue. Not arbitrary tiers.
Starts at $199/month for businesses under $500K, scales up to $999/month for $10M+. Every plan includes the full platform — no feature gates, no upsells.
Fractional CFO
$3–7K/mo
- —3 hours per month
- —Quarterly reviews
- —Depends on availability
- —Minimum 6-month contract
from $199/mo
- +50 hygiene checks, continuously
- +Weekly AI briefing
- +Uncategorized triage
- +Cancel any time